Brokerage comparisonVerified 2026-05-20

Century 21 vs eXp Realty

Long-running franchise with global brand recognition vs Cloud-based brokerage with revenue share + stock awards.

SE

Reviewed by SofaBrain Editorial Team

Editorial Team · Last reviewed 2026-05-20

Net-income side by side

Computed at the realtor median: $120,000 annual GCI ÷ 12 transactions per year. Adjust the inputs on the live commission calculator.

Century 21

$57,000

estimated net take-home

GCI: $120,000
Brokerage share: −$60,000
Royalty: −$3,000

eXp Realty

$102,200

estimated net take-home

GCI: $120,000
Brokerage share: −$16,000
Monthly fees (×12): −$1,020
Per-tx fees: −$300
E&O: −$480

Feature matrix

FeatureCentury 21eXp
Commission modelsplitcap
Default split50/5080/20
Annual cap$16,000
Monthly fee$85
Per-transaction fee$25
Royalty fee6%
Training programstandardextensive
Lead programbrokerage-providedagent-sourced
Stock awards
Profit share
Sponsorship residual
Publicly tradedHOUSEXPI
Approx agent count145,00087,000
HeadquartersMadison, NJ (Anywhere Real Estate)Bellingham, WA
Founded$1,971$2,009

Best/worst fit for Century 21

Best for: Newer agents wanting a recognized brand + structured training

Worst for: Top producers — entry split is low; better to negotiate at another brokerage

Tech stack: Moxi, C21 University

Best/worst fit for eXp

Best for: Self-directed agents who can self-generate leads + want revenue share and stock upside

Worst for: New agents needing local mentorship or a high-touch office environment

Tech stack: kvCORE, eXp World (Frame VR), Skyslope, SuccessKit

FAQ

What's the biggest difference between Century 21 and eXp Realty?+

Century 21 runs on a split model (50/50 split) while eXp Realty runs on a cap model (80/20 split, $16,000 cap). One offers stock awards; the other does not.

Which is better for new agents?+

Newer agents typically benefit more from extensive training + lead programs. Century 21: standard training, brokerage-provided leads. eXp Realty: extensive training, agent-sourced leads. The brokerage with more brokerage-provided leads + extensive training is usually the safer first move.

Which is better at high volume?+

At high volume (30+ transactions/year), cap-based and 100%-commission brokerages outperform split-based ones because the brokerage's share is capped while your output keeps growing. eXp Realty is the cap/100%-commission option in this pair.

Does this comparison include lender/title splits?+

No. We model the brokerage's cut of your gross commission income (GCI) after the buyer-broker / seller-broker split between firms. Lender, title, and ancillary splits vary deal-to-deal and aren't modeled here.

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Sources